Dental Insurance

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Dental Insurance - Excellent Benefits and Cover

WPA's Providental plan is designed to save you money whatever treatment you require. So even for routine check-ups, cleaning and filings, you'll be covered for 75% of the costs up to £250 per year. And if you are unfortunate enough to need emergency treatment or suffer a dental injury, the cover is very substantial indeed.

Please note that 25% shared responsibility applies to all benefits (except Hospital Cash Benefits).

The table below shows the high level of protection you - and your family - will enjoy with WPA's Providental plan.

What's Covered	First Steps	Level 1	Level 2	Annual limits per person
General Dental Treatment				£250 per plan year Covers treatment performed by a registered dental surgeon or dental hygienist in the general practice (a dentist's chair). There is a 3 month qualifying period before this cover commences.1
Dental Emergencies				£1,000 per plan year (£250 per episode maximum of 4 per year) Covers treatment for incidents of acute pain, swelling or a dental haemorrhage requiring an emergency dental appointment. There is a 14 day qualifying period before this cover commences.1
Dental Injuries				£20,000 per plan year Covers in- and out-patient treatment under the care of a Consultant Oral/Maxillo-facial Surgeon where injury has been caused by an external blow to the face, teeth or jaw.1, 2 & 3 This benefit is only provided following a dental emergency appointment (see above) or attendance at an Accident & Emergency Department. Evidence of this will be required.2
Defined Oral Problems				£10,000 per plan year Covers in- and out-patient treatment under the care of a recognised Consultant Oral/Maxillo- Facial Surgeon for any of the following conditions:1, 2 & 3 Treatment of oral cancer including reconstructive plastic surgery Treatment of tumour of the mouth or jaw Treatment of conditions of the salivary glands Surgical removal of buried roots Surgery to the temporomandibular joint Treatment of bone cyst of the jaw (ie not tooth or gum cysts)

Covered. You will pay 25% of eligible fees until your contributions total £500. After this point WPA will pay 100% of eligible claims until your next renewal date.

Not covered.

¹ To be paid in line with The WPA Dental Schedule. Where a claim is made under the General Dental Benefit, the WPA Dental Schedule is applied to claims exceeding £120. The WPA Dental Schedule is available on request or by visiting wpa.org.uk/dentalschedule
² Consultant/Surgeon charges to be paid in line with customary and reasonable fees, whilst in hospital. A guideline of customary and reasonable fees is available by contacting WPA or by visiting wpa.org.uk/guideline
³ Also provides cover for NHS cash benefit of £200 per night, where staying overnight as an NHS patient in an NHS hospital, up to £2,000 per plan year also provides benefit for Parent & Child hospital accommodation charges for up to 10 nights per year.