HSA
HSA
HSA is one of the UK 's leading providers of health insurance, offering customers a range of affordable everyday Health Cash Plans, Dental Plans and Private Medical Insurance.
The HSA Dental Plan provides financial help, in the form of cash back, towards NHS and private dental expenses such as check-ups, x-rays, fillings, crowns, dentures and anaesthetic fees. It also provides dental insurance against the cost of emergency treatment and treatment required following an accident. In addition, policyholders (who must be aged between 16 and 69) can receive a lump sum if they are diagnosed with mouth cancer.
Children under the age of 18 can also be covered for a small additional monthly fee.
The HSA Dental Plan covers:
- Both NHS and private dental care.
- 100% money back towards bills for maintenance treatments, including check-ups, x-rays and hygienist visits.
- 75% money back on bills for dental treatment, including crowns and white fillings.
- Cover for emergency dental care
- Cover for treatment required as a result of an accident
- One off payment if diagnosed with mouth cancer
Benefits
- Regular check ups
- Hygiene treatments
- Dental X-rays
- Dental treatment
- Fillings
- Bridges
- Crowns
- Dental accident
- Emergency dental treatment
- Emergency call out fee
- Mouth cancer cover
- Worldwide cover for dental accidents and dental emergencies for trips lasting up to 28 days
Exclusions
- Planned treatment outside the UK
- Routine treatment outside the UK
- Maintenance outside the UK
- Pre-existing conditions
- Specialist dental treatment
- Cosmetic treatment
- Tooth whitening, including bleaching and laser whitening
- Dental consumables
- Dental practice plan premiums and dental insurance premiums
- Joining fees;
- Missed appointment fees and administration fees;
- Drugs and dental prescription charges
- Hypnosis
- Dental implants
- Veneers
- Damage to tooth or mouth jewellery
- Treatment as a result of participating in a dangerous sport where appropriate mouth protection has not been worn
HSA also provides a corporate dental plan designed for businesses insuring individuals aged 18 and over.
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